Private Wealth Management.

“Two roads diverged in a wood, and I - I took the one less traveled by, and that has made all the difference.” ~Robert Frost

As of June 30, 2020

Work Optional, Inc. is an Investment Adviser registered with the U.S. Securities and Exchange Commission. We offer our clients investment advisory services. Clients should understand that the services we provide and fees we charge are different than those of a broker-dealer, and that it is important to understand the difference between the two.

Please click here for a summary and definitions of ADV Part 3 Relationship.


April 21, 2020

PANDEMIC: Navigating troubled waters 

By: Carl S. Bang, MBA, CFA, Chief Investment Officer at WorkOptional Private Wealth Management and Marc D. Langva, CFP®, Founder & CEO at WorkOptional Private Wealth Management

This article covers the economic impact, market reaction and investment implications of the market today.

ECONOMIC IMPACT

I would like to discuss the effects of the pandemic in terms of economic impact, how governments, central banks and markets have reacted as well as investment implications for managing wealth in this environment.  Let’s take a look at the economic impact of closing down. This has led to the largest economic contraction and unemployment since the great depression.

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YEAR-ROUND STRATEGIES TO MAKE THE TAX LAWS WORK FOR YOU

For the complete guide, please click here: 2020 Tax Article


Due to recent tax law changes, an uncertain future for Social Security and the shift toward employee-directed retirement plans, the need for sound financial strategies has never been greater. Whether your objective is to build a nest egg, protect your assets or preserve your lifestyle throughout retirement, Ann Treml-Olson helps you plan your future with confidence.

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As seen in South Lake Neighbors Magazine (October 2019)

By Ann Treml-Olson, CFP®, Senior Wealth Manager at WorkOptional

SLN Magazine October 2019

Volatility is scary and it’s definitely something you don’t want to see on a regular basis.  But, it is a part of investing, and there are some things you can do to gain more peace of mind.

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By Marc D. Langva, CFP®, Founder & CEO at WorkOptional

Do you want the black sheep in the family, or the probate court to make important financial decisions when you pass away?  Probate fees, legal challenges, frozen assets & unexpected financial liabilities are some of the things you can expect if you don’t have an estate plan.  Whether you are working or retired, single or married, wealthy or not, careful estate planning can benefit you and your beneficiaries in more ways than one.

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As seen in South Lake Neighbors Magazine (June 2019)

By Marc D. Langva, CFP®, Founder & CEO at WorkOptional

SLN Magazine June 2019

Picture this…you just received a big inheritance, a large settlement, a huge sports contract, or better yet, you just won the lottery!  No worries now, right?  Wrong.

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As seen in South Lake Neighbors Magazine (April 2019)

By Marc D. Langva, CFP®, Founder & CEO at WorkOptional

How Do You Manage
Money And Marriage?

When couples get engaged, they are excited to plan for their special day.  But newly engaged couples need to think past the wedding day and figure out how they will begin to manage their financial lives together.  As most of us know, money in the number one issue that couples argue about.

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As seen in South Lake Neighbors Magazine (March 2019)

By Marc D. Langva, CFP®, Founder & CEO at WorkOptional

Why do you save? Why do you invest? What is all that hard work for? What is your purpose? It’s because you have a vision, a dream, and certain expectations for you and your family’s future, right? If you answered yes to this question then I’ll assume that you have some sort of plan in place. If you don’t, you’d better get moving…

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As seen in South Lake Neighbors Magazine (February 2019)
By, Derick Gallagher, J.D., Tax, Business & Private Wealth Manager

2018 was a monumental year for tax reform. Substantial tweaks and modifications were made in an attempt to keep that economic engine purring along. Read on to learn some unconventional tax strategies.

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